Privacy Policy

Payments Under Control mobile application

Effective date: July 10, 2026

This Privacy Policy explains how the Payments Under Control mobile application collects, uses, stores and protects user data. The application helps users track recurring payments, subscriptions, loans, rent, insurance, utilities and similar obligations, including optional family synchronization and Pro features.

1. Developer and Contact Information

The application is developed and operated by Vitalyi Ivanov, self-employed individual.

Contact email for privacy requests and support: vitaliivanov2804@gmail.com

Website: https://paymentsundercontrol.ru/payments-under-control

2. Data We Collect

Depending on the features used by the user, the application and server may process the following data:

The application does not collect bank card numbers, card verification codes or bank account credentials. Payment card details are entered on the payment provider side and are not stored by the application.

3. How We Use Data

We use the collected data to:

4. Family Synchronization

If the user creates or joins a family group, selected payment data is synchronized between devices in that group. Other family members may see shared payment names, amounts, dates, categories and payment statuses. Users can mark a payment as personal when this feature is available in the application; personal payments are not shown to family members.

5. Payments and Pro Access

Pro purchases are processed through an external payment provider. We receive and store only information needed to activate and verify Pro access, such as payment status, order identifier, amount, tariff and purchase dates. Card details and payment credentials are handled by the payment provider and are not stored by us.

6. Push Notifications

The application may use push notifications for reminders and family synchronization events. To deliver these notifications, the application sends a device push token to the server. The user can disable notifications in the device settings, but reminders and family updates may become limited.

7. Data Sharing

We do not sell user personal data. Data may be shared only in the following cases:

8. Data Storage and Security

Data is stored on protected servers and in the application storage on the user's device. We use technical and organizational measures intended to protect data from unauthorized access, loss, misuse or alteration. No method of electronic storage or transmission is completely secure, but we work to keep the service reasonably protected.

9. Data Retention

Data is retained for as long as it is needed to provide the application features, measure recent application activity, maintain Pro access, support synchronization, comply with legal obligations, resolve disputes and prevent abuse. Application activity records contain only the latest technical state and counters rather than a history of every application opening. The user may request deletion of server-side data by contacting support.

10. User Rights and Choices

Users may request access to their personal data, correction, deletion, restriction of processing or withdrawal of consent by contacting us at vitaliivanov2804@gmail.com. Some requests may limit or disable Pro access, family synchronization, backup, restoration or support features.

11. Children's Privacy

The application is not directed to children under 13. We do not knowingly collect personal data from children under 13. If you believe that a child has provided personal data, please contact us and we will take appropriate steps to delete it.

12. International Users

The application is primarily intended for users in the Russian Federation. By using the application, the user understands that data may be processed and stored on servers used to provide the service.

13. Changes to This Policy

We may update this Privacy Policy from time to time. The updated version will be published on this page with a new effective date. Continued use of the application after publication of changes means acceptance of the updated policy where permitted by law.